Friday, September 20, 2019

Frank Lloyd Wright: Literary and Architectural Legacy

Frank Lloyd Wright: Literary and Architectural Legacy Introduction: There is a depth in each building that surpasses the visible physical characteristics of its structure. The philosophy that derives the experiences created within is an essential element in understanding each building or structure. It is this philosophy that differentiates an architect from another. And it was the organic philosophy in architecture that lifted Frank Lloyd wrights status to be called the greatest American Architect of all times. Through the study of his various writings, this paper explores his philosophy and analyses it in light of his design process and some of his constructed works. The Principles of the Organic: It was Lao Tze, five hundred years before Jesus who declared, that the reality of the building consisted not of the walls and roof but inhered in the space within, the space to be lived in.[1] For Frank Lloyd Wright, the center line of organic architecture was form and function are one. They become one, they are integral. He conceived this integrity, from within outward, as the modern architects guide and opportunity. Out of the ground and into the light was an opportunity. The nature of material was also an opportunities. All three opportunities were limitations but they were also a condition of success. Human nature was one of these materials, as well, served by the building and serving it.[2] In his various writings Frank Lloyd Wright explained the principles guiding and driving his organic architecture. He believed that the knowledge of the relations between form and function was essential for the practice of architecture and could only be achieved by studying nature and its principles.[3] From the simplicity inhered in nature he deducted certain ideals for organic architecture. First, that a building should contain as few rooms as possible. The ensemble of these rooms should be considered for comfort, utility and go hand in hand with beauty. Second, the openings should be integral features of the structure and form, providing it with natural ornamentation, instead of rich looking decoration. He also argued that the appliances, furniture and fixtures should be should incorporated in the general scheme of the structure. [4] For Wright simplicity was not in itself an end but it was a means to an end. The reticence in ornamentation in these structures is mainly for two reasons: first, they are the expression of an idea that ornamentation should constitutional, a matter of the nature of the structure, beginning with the ground plan. Second, because buildings perform their functions in relation to human life within, to develop and maintain the harmony of a true chord, broad simple surfaces and highly conventionalized forms are inevitable. According to him, these ideas take the building out of school and marry them to the ground, make them intimate expressions or revelations of the exteriors; individualize them regardless of previous notions of style.[5] Natures principles also formulated other ideals in organic architecture. Frank Lloyd Wright maintained that the individuality of a person should be reflected in the style of the house he inhabits, therefore there should be as many styles of houses as there are kinds of people. He also asserted that a building should grow easily from its site and be shaped to harmonize with its surroundings, making it quiet, substantial and organic. The use of colors was also an important aspect, for they had to fit to live with the natural forms they do. Therefore he encouraged the use of soft, warm tones of earth and autumn leaves in preference to the blues, purples or greens and greys. Bringing out the nature of material was an essential ideal to organic architecture, describing them as friendly and beautiful. He believed that following the prevalent traditions leads to structures that become soon out of fashion, stale and profitable, insisting that each house should have character of its own.[6] T herefore organic principles grew out of nature and its principles; however there are other aspects that have partially led to its growth. Rejection of Classical and Renaissance Architecture: I deliberately chose to break with traditions in order to be more true to tradition than current conventions and ideals in architecture would permit. [7] The principles of organic architecture, though they seemingly developed out of natures principles were also partially born from Wrights critique of previous classical and renaissance styles. In the First evening of his London lectures in 1939,Wright declared that the classic was more of a mask for life to wear rather than an expression of life itself. [8]He strongly critiqued the view of architecture as a fashionable aesthetic, arguing that modern architecture rejects all grando-mania, every building that would stand in a military fashion. [9]He encouraged architectsto abandon the cherishing of preconceived form fixed upon them, and to exhale to the laws of common sense to determine from them the form and material of the building in light of its purpose, resulting in a differentiation between the different forms of the building due to their varying function, asserting that Form and Function are one.[10] Wright criticized the tall interiors that were divided into box like compartments, where the architecture mainly involved healing over the edges of the curious collection of holes that had to be cut in the walls for light and air to permit the occupant to get in or out. [11] Wright observed that, in nature, the individuality of its attributes are seldom scarified. Unlike the classical buildings in which an order is establishes, for example a colonnade, then walls are added between them, reducing them to pilasters, with the result that every form is outraged, the whole an abominable mutation. The Approach to Design: All architecture must begin there where they stand[12] Out of the principles of the organic, Frank Lloyd Wright maintained a design process throughout his career that he describes in his book the Future of Architecture. He strongly believed in building from within outward. To achieve this vision he started by determining which consideration came first in the design process. The first determinant was the ground. By this he meant the nature of site, soil and climate. The next consideration was the choice of available materials taking into account the financial cost. The third was the choice of means of power for construction. Man, machine or both? He believed that what rendered his buildings as creative was this process of from within outward, giving life the whole, and giving life to the structure by adopting the ideal of form and function are one, or organic.[13] Wright believed that the character of the site is the beginning of any building which aspires to architecture. He argued that architects ought to accept the fact that the ground already has form.ÂÂ   This to him was a gift from nature to be cherished and accepted.[14] Therefore, in designing his domestic architecture he was careful about considering and incorporating certain elements. First was free association with the ground. Second, sunlight, vista and a spaciousness that conforms to a modern sense of demanded space.ÂÂ   The third element was privacy. Fourth was a free pattern for the arrangement of rooms to be occupied by the families. He argued that as families vary so must the houses. However, he affirmed that these requirements should be incorporated in the architecture of the building in an integral harmony of proportion to the human figure, so that the building protects and cherishes the individuals vital necessities and fine sentiments.[15] The Logic behind the Plan: I have great faith that if the thing rightfully put together in true organic senses with proportions actually right the picturesque will take care of itself.[16] Frank Lloyd Wright believed that all the forms in his plans are complete in themselves and frequently do duty at the same time from within and without as attributes of the whole. There was a tendency towards a greater individuality of the parts emphasized by more and more complete articulation. Moreover, the ground plans were the actual projection of a carefully considered whole.ÂÂ   The architecture wasnt thrown up as an artistic exercise, a matter of elevation from a preconceived ground plan. The schemes were conceived in three dimensions as organic entities. Wright ventured to let the picturesque perspective fall how it will. With a sense of the incidental perspectives, he believed the design will develop. [17] In the Future of Architecture and in an article in the architectural record he describes the logic behind the plans in his architecture. He mentions the most important factors in designing the plan which are materials, building methods, scale, articulation, expression or style. The logical norm for the scale of the building was the human scale. He believed that the unit of size of the building varies with the purpose and material of it, therefore he adopted a unit system for the plan, establishing a certain standardization. By adopting the human scale, he trusted nature to give the proper values to a proper whole. Materials also affected scale. He used the most natural material suiting the purpose. Using wood led to a slender plan, light in texture narrow in spacing. A stone or brick plan was heavy, black in masses and wider in spacing. In cast block building, the scale was done to be adequate to the sense of block, box and slab and there was more freedom in spacing.[18] In his domestic architecture, he designed that house with a garden that arranges itself about and within it so that the individual can enjoy the sun and view while keeping privacy. He gave priority to the living room, given its status as the room common to all, adding a fireplace to it. The modern industrial developments allowed him to make the kitchen a part of the living room relating it to another part of the same. He occasionally added an extra space for reading or studying. By creating this association between living and dining he ensured the convenience and the privacy of the members of the family. Wright gave importance to the bathrooms making them large enough to accommodate for dressing rooms, closets for linen, occasionally a wardrobe with perhaps a couch in each. He made the bedrooms adjacent to the bathroom unit, designing them to be small, airy and easily accessible from the living room. [19] His logic is derived from the ideal of form and function are one. The inspiration of his ideal grew from nature, not its form but its principles. In nature, an organism is a living one when all is part to the whole and whole is to the part.ÂÂ   Wright argued that this correlation which is found any plant or animal is a fundamental principle in organic architecture. He also maintained that any building should come to terms with the living human spirit.[20] Considering the individuality of the owner in the design process, led to certain puzzlement regarding the notion of style. The Question of Style: Styles once developed soon become yardsticks for the blind, crushes for the lame, and resources for the impotent.[21] Frank Lloyd Wright asserted that he had enough types and forms my work to characterize the work of an architect but certainly not enough to characterize an architecture. To him there was no worse of an imposition than to have some individual deliberately fix the outward forms of his concept of beauty upon the future of a free people or even a growing city.[22] The form may differ, he asserted, but in every case the motif is adhered to throughout so that it is not too much to say that each building aesthetically is cut from one piece of goods and consistently hangs together with an integrity impossible otherwise. In a fine art sense the designs grew as natural plants grow, the individuality of each is integral and is as complete as skill, time, strength, and circumstances would permit. The method in itself does not necessarily produce a beautiful building, but it does provide a framework as a basic which has an organic integrity.[23] Wright believed that style came as a byproduct of the process he maintained in his design. The way an architect achieves an integrity in his design came, first, by studying natures material to find the properties most suited for the purpose, then, by using organic architecture as guide, to unite these qualities to serve that purpose.[24] In his plan Wright did use a form of standardization, a unit of size for the building. However, he warned against the tendency in the human mind to standardize. He viewed standardization as a mere tool, though indispensable, should be used to the extent that it leave the architect free to destroy it at will, to the extent only that it does not become a style, or an inflexible rule-is it desirable to the architect. It is desirable only to the extent that it is capable of new forms and remains the servant of those forms. He believed that standardization should be allowed to work, but never to master the process that yields the form.[25] In his various designs Wright took into consideration the individuality of the occupant and his needs. Wright responded to the critics who suspected that individuality of the owner and occupant of the building is sacrificed to that of the architect who imposes his own upon everyone alike, by saying An architect worthy of the name has individuality, it is true, his work will and should reflect it and his buildings will bear a family resemblance one to another. The individuality of the owner is first manifest in his choice of his architect, the individual to whom he entrusts his characterization. He sympathizes with his work; its expression suits him and this furnishes the common ground upon which client and architect may come together. Then, the architect with his ready technique, he conscientiously works for the client, idealizes his clients character and taste and makes him feel the building is his as it really to such an extent that he can truly say that he would rather have his ow n house than any other he has ever seen[26] In order to fully understand wrights methodology, it is essential to look at how his principles have formed his designs and buildings. Looking at the Prairie house style and Taliesin, the examples show how Wright succeeded in maintaining his philosophy, while providing diversity of forms. Prairie Houses: In his book An American Architecture, Wright describes his love and fascination with prairie, along with the elements of the prairie that guided his designs. I loved the prairie as great simplicity. And I saw that a little of height on the prairie was enough to look like much more. The natural tendency of every ill- considered thing on the prairie is to detach itself and stick out like a sore thumb in surrounding by nature perfectly quiet. All unnecessary heights have for that reason and the human scale, (other reasons, economic too) been eliminated. More intimate relation with outdoor environment and far-reaching vista is sought to balance the desired lessening of height.[27] The Prairie style was an attempt by Wright to create an architecture that suited the American lifestyle and landscape. Strongly horizontal plan of house with a low sheltering roof, bands of art glass windows, stucco walls with wood banding, and outreaching garden walls had many of the features that characterized this version of Wrights organic architecture.[28] The Little house on Lake Minnetonka (figure1) is an example of how organic architecture is reflected in the house. The living room is the dominant space in the house. Mrs. Little was an accomplished musician and wanted the room to double as recital space. The height of the ceiling adds to the rooms grandeur. Flanked by two long walls with more than a dozen art glass windows on two levels, the room has the lightness of an outdoor pavilion. Clear glass was used in the leaded panels so that the views, the lake to one side and the forest to another, would not be obstructed. The delicate designs of lines and triangles, concentrated on the outer edges of the window, reach across several panels, creating a larger composition than on just the one window. The art glass skylight, an intricate checkerboard of tiny squares and triangles, are framed by heavy wood moldings.[29] Wright focused on using an appropriate kind of furniture. The rectilinear Prairie Style furniture with the sturdy oak shapes of tables, cabinets, and chairs adapted easily to the houses scale. The vertical spindles of the radiator covers are repeated in the base of the print table and seem to capture the rhythm of the wood marking strips across the ceiling. The strong horizontality of the entire house and the room itself pulls the scale back down to a more human level.[30] The Taliesin: No house should be a hill or anything or anything. It should be of the hill. Hill and house should live together, each happier for the other.[31] This is Wright famous quote regarding the Taliesin in Wisconsin (figure2). In studying Wrights architecture it seems interesting to look at building he designed for him personally. This specific house is consistent, rich and appropriate in its management of prospect and refuge. It is also a gentler, more intimate, and more freely composed house than any others of wrights works.[32] In designing domestic architecture Wright regarded the house as refuge from two generalized and impersonal threats. One is climate the other is the social intrusion by the community.[33] When Wright built the Taliesin, he considered these two universal threats along with two personal threats, one external from his feeling of societal hostility for leaving his wife, the other internal from an inner sense of disorientation and confusion. [34] This attests to the individuality in his design. He built the Taliesin encircling the side of the hill, with its back to wall, making it seem as if it was of the hill. However this placement and his famous quotation about this house dont apply to previous prairie houses like the Hardy, Little, Ennis and Morris houses. Perhaps this placement was more related to the nature of the site, since in Taliesin the hill was inappropriate, partly because of Wrights sense of it sanctity, but partly because he needed to have his the therefore, its back against the wall, for which purpose the hilltop could not work. Therefore he chose the hillside around which the living spaces were arranged.[35] The dominant image was that of roofs which emerged randomly from the hillside vegetation, with a repetition of gentled shingled spaces, taking the slopes of the hills as their slopes. The deep overhanging eaves were all at uniform level, forming a continuous eave line.[36] Wright argued on many occasions that he was trying to destroy the box, by which he meant the self-contained room of traditional domestic architecture. He used the open plans in the prairie houses. However in Taliesin, in spite of the fluid disposition of the rooms, there is no sense of an open plan, rich and complex but a box nevertheless. Unlike prairie, this living space did not open through articulating devices to any contiguous space, nor did any other rooms. This was appropriate at Taliesin where containment was deliberately sought and consistency developed in so many other ways.ÂÂ   Also, the terrace did not extend from either range of windows that released the view. It lay rather behind the scenes. Probably this issue was a provision of view downward to the valley from the living room. This view would have been frustrated by a terrace, especially by one with a solid plastered rail.[37] The way Wright treated Taliesin in its particularity, attests to his claim that he didnt adopt a style. The particularity of the site, the nature of materials, individuality and function were the determinants of the form of the building. Conclusion: Wrights philosophy revolved around the organic. He articulated his philosophy clearly in his various writings that totaled to more than one and half million words. He defined the word organic as an entity, part-to whole- as whole- is to part, intrinsic.[38] The ideal of the organic was form and function are one. This ideal guided his design process, the logic behind his revolutionary open plans and is reflected in his different works. And despite the differences in his works, he managed to maintain an organic integrity in his designs. Image index: Figure 1 [39] Figure2 Bibliography: Hildebrand, Grant. The Wright Space: Pattern and Meaning in Frank Lloyd Wrights Houses. Seattle: U of Washington, 1991. Lind, Carla. The Wright Style. New York: Simon Schuster, 1992. Klinkowitz, Jerome. Frank Lloyd Wright and His Manner of Thought. Madison, Wisconsin: U of Wisconsin, 2014. Wright, Frank Lloyd. The Future of Architecture. New York: Horizon, 1953. Wright, Frank Lloyd, and Andrew Devane. In the Cause of Architecture, Frank Lloyd Wright: Essays. New York: Architectural Record, 1975. Wright, Frank Lloyd, and Donald D. Walker. An American Architecture. New York: Horizon, 1955. [1] Frank Lloyd Wright, The Future of Architecture. (New York: Horizon) 1953, p 226 [2] ibid, p 297 [3] Frank Lloyd Wright, and Andrew Devane. In the Cause of Architecture, Frank Lloyd Wright: Essays. (New York: Architectural Record) 1975, p54 [4] ibid [5] Ibid, p60 [6] ibid, p55 [7] ibid, p123 [8] Frank Lloyd Wright, The Future of Architecture. (New York: Horizon) 1953, p 225 [9] ibid , p226 [10] ibid, p227 [11] Frank Lloyd Wright, and Andrew Devane. In the Cause of Architecture, Frank Lloyd Wright: Essays. (New York: Architectural Record) 1975, p55 [12] Frank Lloyd Wright, The Future of Architecture. (New York: Horizon) 1953,p299 [13] ibid, p297 [14] ibid, p299 [15] ibid, p315 [16] Frank Lloyd Wright, and Andrew Devane. In the Cause of Architecture, Frank Lloyd Wright: Essays. (New York: Architectural Record) 1975, p59 [17] ibid [18] ibid, p154 [19] Frank Lloyd Wright, The Future of Architecture. (New York: Horizon) 1953, p 316 [20] ibid, p 298 [21] Frank Lloyd Wright, and Andrew Devane. In the Cause of Architecture, Frank Lloyd Wright: Essays. (New York: Architectural Record) 1975, p163 [22] ibid, p 124 [23] ibid, p59 [24] ibid, p124 [25] ibid, p 163 [26] ibid, p60 [27] Frank Lloyd wright and Donald D. Walker, An American Architecture. (New York: Horizon) 1955, p193 [28] Carla Lind, The Wright Style. (New York: Simon Schuster) 1992, p 72 [29] ibid, p84 [30] ibid [31] Frank Lloyd Wright, and Andrew Devane. In the Cause of Architecture, Frank Lloyd Wright: Essays. (New York: Architectural Record) 1975, p11 [32] Grant Hildebrand, The Wright Space: Pattern and Meaning in Frank Lloyd Wrights Houses. (Seattle: U of Washington) 1991, p 64 [33] ibid, p62 [34] ibid, p63 [35] ibid, p64 [36] ibid [37] ibid, p72 [38] Frank Lloyd Wright, The Future of Architecture. (New York: Horizon) 1953, p 323 [39] Carla Lind, The Wright Style. (New York: Simon Schuster) 1992, p 72

Thursday, September 19, 2019

Socrates: The Greek Philosopher :: essays research papers

The life of the Greek philosopher Socrates (469-399 BC) marks such a critical point in Western thought that standard histories divide Greek philosophy into pre-Socratic and post-Socratic periods. Socrates left no writings of his own, and his work has inspired almost as many different interpretations as there have been interpreters. He remains one of the most important and one of the most enigmatic figures in Western philosophy. As a young man Socrates became fascinated with the new scientific ideas that Anaxagoras and the latter's associate Archelaus had introduced to Athens. He seems for a time to have been the leader of an Athenian research circle--which would explain why the first appearance of Socrates in literature is as a villainous, atheistic scientist in The Clouds of Aristophanes. Young Socrates also knew the Sophists and listened to their debates and ceremonial orations. Socrates and the Sophists Neither science nor Sophistry, however, could answer a new philosophic questio n that struck him. The earlier Greek thinkers had been concerned almost wholly with physics and cosmology until the Sophists suggested that what should be done instead was to teach young men skills to satisfy their natural self-interest. Instead, Socrates wondered: "What is a 'self'?" Although "Know Thyself!" was one of three sayings carved on the Temple of Apollo at Delphi, the directive proved difficult to carry out. The so-called scientific views of the time, particularly that of atomism, defined the self as a physical organ that responded to environmental pressure. Socrates felt, however, that the Sophists, for all their talk of self-interest, had little curiosity about the status of a self; they assumed that it was merely an isolated center constantly greedy for more pleasure, prestige, and power. The Sophists further thought that the values that people advocated were all conventional, varying from one culture to another, and that no one would ever act again st his or her own interest, regardless of how many people talked as though they would. This complex of ideas offered little to explain human nature and excellence. Socrates' Later Life and Thought Socrates, setting about his search for the self, was convinced of the importance of his quest. Until educators and teachers knew what human excellence was, he thought, they were engaging in false pretenses by claiming that they knew how to improve students or societies. Socrates believed that objective patterns, or "forms," exist that define human excellence, that these are neither culturally relative nor subjective, and that philosophic inquiry could discover them.

The Importance of Slearys Circus People in Hard Times Essay -- Dicken

The Importance of Sleary's Circus People in Hard Times      Ã‚  Ã‚   In Charles Dickens' novel "Hard Times", an alternative view of the Gradgrind-Bounderby way of life is presented by Sleary's circus people.    Sleary's people are shown by Dickens as leading lives which go against everything which Gradgrind represents and as such they are at first a kind of abomination to him. They are shown as people with a life of freedom, not constrained by the rigid set laws and hard facts which Gradgrind's philosophy is based upon. Not only just the physical freedom to roam the countryside almost at will, where Gradgrind is tied to Coketown. But also a mental freedom to enjoy life to the full with all it's spontaneity, unconditional emotions, imagination, failings, shortcomings and passions. Something which Gradgrind is shown not being able to comprehend until late on in the book. You get the feeling that their life on this world is to give pleasure to others at sometimes great risk to themselves "a pretty fair haired girl.......made a will at twelve" 1 , in a place where the "Hands" can e... The Importance of Sleary's Circus People in Hard Times Essay -- Dicken The Importance of Sleary's Circus People in Hard Times      Ã‚  Ã‚   In Charles Dickens' novel "Hard Times", an alternative view of the Gradgrind-Bounderby way of life is presented by Sleary's circus people.    Sleary's people are shown by Dickens as leading lives which go against everything which Gradgrind represents and as such they are at first a kind of abomination to him. They are shown as people with a life of freedom, not constrained by the rigid set laws and hard facts which Gradgrind's philosophy is based upon. Not only just the physical freedom to roam the countryside almost at will, where Gradgrind is tied to Coketown. But also a mental freedom to enjoy life to the full with all it's spontaneity, unconditional emotions, imagination, failings, shortcomings and passions. Something which Gradgrind is shown not being able to comprehend until late on in the book. You get the feeling that their life on this world is to give pleasure to others at sometimes great risk to themselves "a pretty fair haired girl.......made a will at twelve" 1 , in a place where the "Hands" can e...

Wednesday, September 18, 2019

Farming Essay -- Personal Narrative Agriculture Papers

Farming "Beep , beep, beep, " the alarm clock sounded. "Shoot another day at work" I thought. It is 5:30 and time to head off to work. I go into the shoe room and throw on my once worn set of clothes, which consist of a tee-shirt, sweatshirt, long johns, pants, and some winter boots. I also grab a coat on the way out. I opened the door and the cold wintry blast hit my pale face. "Damn it's cold", I thought to myself. I trudged through the two feet of crusty snow and hop into my 87' Ram 50 pick-up truck. "rue, rur, rur, whiinee " the engine started. "Yes" I thought, "I don't want to jump my truck this cold morning". I started down the road into what seemed like a dark oblivion with only my headlights to guide me through. I came to the first stop sign and almost slide through it. "Whew that was close!" I shouted to myself . I start up again, a little slower this time as hoping not to slide through another stop sign, I then realize my heater is starting to kick in. It's getting warm in my truck. ,it's comfortable though. I finally arrive at work and walk in. "Good afternoon" my boss states sarcastically. It's 6:00 in the morning and its still cold in the barn. I go into the silo room and start to fill up the corn cart. The room is off to the side of the barn so it is also freezing in this part of the barn. I roll the full cart onto the cement lane ,it seems really heavy in these early morning hours. I pull in front of the first cow and think "Oh yea only 59 more to go." I get done feeding corn and move on to feeding the mineral; this only takes about five minutes because I don't have to feed as much. Next I move on to feeding protein out of the cart this takes a little more time than mineral, b... ... turn the first bolt and my wrench slips. "Ouch", I scream. "Whadidchya do?" my boss asks. " Hit my damn finger", I say. " Well don't slip off the burr and that won't happen." He instructs me. " Thanx" I said. We get the girder replaced and go in for a late afternoon dinner. I sit down and think, "warmth, ahh". Feeling begins to come back into my hands and they hurt from banging them several times on things. I eat the prepared meatballs and boiled potatoes with peas and carrots with rigorous vigor. "Will you pay me today please", I ask. "Sure", my boss says. I get my check and tell my boss and his family I'll see the tomorrow. I hop into my truck and finally start to go back home. I arrive home to find that my family has gone some where so I go in take a shower and proceed to call my buddy up on the phone to see where the party is at.

Tuesday, September 17, 2019

From History to Modern Era Essay

The great virtue of this estimate of Zionism is that it seems to succeed in providing the modern movement with a long history of which it is the heir. Zionism is made to stand in an unending line of messianic stirrings and rebellions against an evil destiny which began right after the destruction of the Temple by the Romans, with the Bar Kokba revolt in the next century. This theory highlights the story of frequent â€Å"ascents† of small groups of pietists from the Diaspora to the Holy Land, occurring in every century of the medieval and pre- modern age, as expressions of a main theme — indeed, of the main theme — of â€Å"return,† which gave meaning to Jewish experience in the exile. The bond between the people and its land, which it never gave up hope of resettling, was thus never broken, and Zionism is, therefore, the consummation of Jewish history under the long-awaited propitious circumstances afforded by the age of liberalism and nationalism. Despite its neatness and appeal, this construction, which is chiefly identified with the name of the distinguished Israeli historian, Ben Zion Dinur, must be subjected to serious criticism. In the first place, it is really a kind of synthetic Zionist ideology presented as history. The assumption of being in the midst of an â€Å"end of days,† of a final resolution of the tension between the Jew and the world, is as yet unprovable. To date, even after the creation of the state of Israel, Zionism has neither failed nor succeeded. The position of the Jew is still unique in the world, and only those who are certain that their theories foretell the future can be convinced that, for example, the Diaspora will soon be dissolved. This may, indeed, be true, but an interpretation of the meaning of Zionism in Jewish history which boldly asserts that it must come to pass — as this theory does — is suspect of being doctrinaire. Much more could be said in detail about the implications of this theory that Zionism is Jewish messianism in process of realizing itself through this-worldly means. This description fits that stream of Zionist thought which remained orthodox in religious outlook, and therefore limited its tinkering with the classical messianic conception of the Jewish religion to the question of means; but this thesis pretends to apply to the main body of the movement, and, as such, it is artificial and evasive. What is being obscured is the crucial problem of modern Zionist ideology, the tension between the inherited messianic concept and the radically new meaning that Zionism, at its most modern, was proposing to give it. Zionism: Messianic Era Religious messianism had always imagined the Redemption as a confrontation between the Jew and God. The gentile played a variety of roles in this drama — as chastising rod in the divine hand, as the enemy to be discomfited, or, at very least, as the spectator to pay homage at the end of the play — but none of these parts are indispensable to the plot. In the cutting edge of Zionism, in its most revolutionary expression, the essential dialogue is now between the Jew and the nations of the earth. What marks modern Zionism as a fresh beginning in Jewish history is that its ultimate values derive from the general milieu. The Messiah is now identified with the dream of an age of individual liberty, national freedom, and economic and social justice — i. e. , with the progressive faith of the nineteenth century. This is the true Copernican revolution which modern Zionism announced — and it patently represents a fundamental change not merely in the concept of the means to the Redemption but in end values. Every aspect of Jewish messianism has been completely transmuted by this new absolute. So, classical Judaism had, for the most part, imagined that at some propitious moment an inner turning by the Chosen People would be the preamble to evoking the saving grace of God. Zionism, too, knows that the Jewish people must be remade in order to be redeemed — indeed, its sweeping and passionate demands lent themselves to being spoken in language reminiscent of the prophets — but it is supremely aware that its millennium is out of reach without the assent and co-operation of the dominant political powers.

Monday, September 16, 2019

Operational Risk Management in Banking Sector: an Overview

ReseaRch PaPeR Commerce Volume : 3 | Issue : 1 | January 2013 | ISSN – 2249-555X Operational Risk Management in Banking Sector: An overview Keywords Rakesh Chutia Assistant, State Bank of India Margheita-786181 Dist. -Tinsukia Assam ABSTRACT Operational risk is inherent in all banking products, activities and processes and systems and the effective management of operational risk is of paramount importance for every bank’s board and senior management.With globalization and deregulation of financial markets, increased competition combined with the advent of high-end, innovative, sophisticated technology tremendous changes have taken place in the products distribution channels and service delivery mechanism of the banking sector. These have introduced more complexities into the banking operations and consequently the risk patterns and profiles of the industry have also become complex, diverse and catastrophic. The New Capital Adequacy Framework of the Reserve Bank of India requires bank to maintain capital explicitly towards operational risk.This paper tries to study the various methodologies used by the banks in their operational risk management activity and to study the regulatory framework related to operational risk management. Introduction Since the late 1990s, globalization, deregulation, consolidation, outsourcing, breaking of geographical barriers by use of sophisticated technology, growth of e-commerce etc. have significantly changed the business, economic and regulatory climate of the banking sector. These developments introduced more complexities into the activities of banks and their risk profiles.Consequently a series of high profile operational loss events at Societe Generale, UBS, AIB, and National Australia Bank etc. have led banks and their managements world over to increasingly view operational risk management as an integral part of their risk management activity like the management of market risk and credit risk. The identification and measurement of operational risk is a significant issue for modern-day banks, particularly since the decision by the  Basel Committee on Banking Supervision  (BCBS) to introduce a capital charge for this risk as part of the new capital adequacy framework (Basel II).Operational risk has been defined by the Basel Committee on Banking Supervision as the risk of loss resulting from inadequate or failed internal processes, people and systems or from external events. This definition is based on the underlying causes of operational risk. It seeks to identify the causes of a loss event and at the broadest level includes the breakdown by four causes: people, processes, systems and external factors. Operational risk may materialise directly, e. g. , in electronic fund transfer (transfer of funds to the wrong person) or could result indirectly as a credit or market loss.Since there is a close linkage of operational risk with other types of risks, it is very important for banks to first have a clear understanding of the concept of operational risk before designing the appropriate operational risk measurement and management framework. Different types of operational risk in Banking Sector The Basel Committee has identified the following types of operational risk events as having the potential to result in substantial losses for banks: †¢ Internal fraud. For example, intentional misreporting of positions, employee theft, and insider trading on an employee’s own account. Externalfraud. Forexample,robbery,forgery,chequekiting, and damage from computer hacking. †¢ Employment practices and workplace safety. For example, workers compensation claims, violation of employee health and safety rules, organised labour activities, discrimination claims, and general liability. †¢ Clients, products and business practices. For example, fiduciary breaches, misuse of confidential customer information, improper trading activities on the bank’s account, mon ey laundering, and sale of unauthorized products. Damagetophysicalassets. Forexample,terrorism,vandalism, earthquakes, fires and floods. †¢ Business disruption and system failures. For example, hardware and software failures, telecommunication problems, and utility outages. †¢ Execution,deliveryandprocessmanagement. Forexample: data entry errors, collateral management failures, incomplete legal documentation, and unauthorized access given to client accounts, non-client counterparty misperformance, and vendor disputes. OPERATIONAL RISKMANAGEMENT PROCESS: Operational Risk management generally encompasses the process of identifying risks to the bank, measuring exposures to those risks), ensuring that an effective capital planning and monitoring programme is in place, monitoring risk exposures and corresponding capital needs on an ongoing basis, taking steps to control or mitigate risk exposures. †¢ Identification of operational risk. Banks should identify and assess the operational risk inherent in all products, services,activities,processesandsystems. You can read also Portfolio Management QuizzesEffectiverisk identification should consider both internal factors (such as the bank’s structure, the nature of the bank’s activities, the quality of the bank’s human resources, organizational changes and employee turnover) and external factors (such as changes in the industry and technological advances) that could adversely affect the achievement of the bank’s objectives. †¢ AssessmentofOperationalRisk. Inadditiontoidentifying the risk events, banks should assess their vulnerability to these risk events.Effective risk assessment allows a bank to better understand its risk profile and most effectively target risk management resources. Amongst the possible tools that may be used by banks for assessing operational risk are: ? Self Risk Assessment: A bank assesses its operations and activities against a menu of potential operational risk vulnerabilities. This process is internally driven and often incorporate s checklists and/or workshops to identify the strengths and weaknesses of the operational risk environment. 6 X INDIAN JOURNAL OF APPLIED RESEARCH ReseaRch PaPeR Risk Mapping: In this process, various business units, organizational functions or process flows are mapped by risk type. This exercise can reveal areas of weakness and help prioritise subsequent management action. ? Key Risk Indicators: Key risk indicators are statistics and/ or metrics, often financial, which can provide insight into a bank’s risk position. Such indicators may include the number of failed trades, staff turnover rates and the frequency and/or severity of errors and omissions. †¢ Measurement. A key element of risk management is measuring the size and scope of the bank’s risk exposures.However, there is no clearly established, single method to measure operational risk on a bank-wide basis. Banks may develop risk assessment techniques that are appropriate to the size and complexities of the ir portfolio, their resources and data availability. A good assessment model must cover certain standard features. An example is the â€Å"matrix† approach in which losses are categorized according to the type of event and the business line in which the event occurred. Banks may quantify their exposure to operational risk using a variety of approaches.Forexample,dataonabank’shistoricallossexperience could provide meaningful information for assessing the bank’s exposure to operational risk and developing a policy to mitigate/control the risk. †¢ MonitoringofOperationalRisk. Aneffectivemonitoring process is essential for adequately managing operational risk. Banks should implement a process to regularly monitor operational risk profiles and material exposures to losses. In addition to monitoring operational loss events, banks should identify appropriate indicators that provide early warning of an increased risk of futurelosses.Such indicators should be forwar d-looking and could reflect potential sources of operational risk such as rapid growth, the introduction of new products, employee turnover, transaction breaks, system downtime, and so on. There should be regular reporting of pertinent informationtoseniormanagementandtheBoardofDirectors that supports the proactive management of operational risk †¢ Controls/MitigationofOperationalRisk. Withregardto operational risk, several methods may be adopted for mitigatingtherisk. Forexample,lossesthatmightarise on account of natural disasters can be insured against.Losses that might arise from business disruptions due to telecommunication or electrical failures can be mitigated by establishing redundant backup facilities. Loss due to internal factors, like employee fraud or product flaws, which may be difficult to identify and insure against, can be mitigated through strong internal auditing procedures. The Board of Directors and senior management must make efforts for establishing a stron g internal control culture in which control activities are an integral part of the regular activities of a bank.Banks should periodically review their risk limitation and control strategies and should adjust their operational risk profile accordingly using appropriate strategies, in light of their overall risk appetite and profile. Investment in appropriate processing technology and information technology security are also important for risk mitigation. Banks should also have in place contingency and business continuity plans to ensure their ability to operate on an ongoing basis and limit losses in the event of severe business disruption.OPERATIONAL RISK MANAGEMENT APPROACHES IN BASEL II The Basel framework (2004) proposes a range of approaches for setting aside regulatory capital for operational risk under Pillar 1: The Basic Indicator Approach (BIA), The Standardised Approach(TSA)andtheAdvancedMeasurementApproach (AMA). Allthethreeapproachesdifferintheircomplexityand the banks ar e encouraged to move along the spectrum of approaches as they obtain more sophistication in their risk management practices.The Basic Indicator Approach is the simplest approach for estimating regulatory capital, wherein Volume : 3 | Issue : 1 | January 2013 | ISSN – 2249-555X banks are required to set apart an amount equal to the average over the previous three years of 15% of positive annual gross income. In The Standardised Approach, banks’ activities are divided into eight business lines: Corporate finance, Trading & Sales, Retail Banking, Commercial Banking, Payment & Settlement, Agency Services, Asset Management and Retail Brokerage.While gross income continues to be the main indicator of operational risk as under the Basic Indicator Approach, the specific amount to be set apart as a percentage of the gross income varies between business lines, ranging from 12 to 18% , as compared to the 15% overall under the Basic Indicator Approach. This approach is more refine d than the Basic Indicator Approach as it takes into the account the fact that some business lines are riskier than others and therefore a higher proportion of capital has to be set apart for those business lines.The Advanced MeasurementApproach(AMA)isbasedonthebanks’internalmodels to quantify operational risk. The framework gives flexibility to the banks in the characteristics of the choice of internal models, though it requires banks to demonstrate that the operational risk measures meet a soundness standard comparable to a one-year holding period and a 99. 9% confidence level, which means that a bank’s capital charge should be equal to at least 99. 9% quantile of their annual aggregate loss distribution.Banks are required to factor in four key elementsindesigningtheirAdvancedMeasurementApproach framework: internal loss data, external loss data, scenario analysis and bank specific business environmental and internal control factors. The methodologies under the advanc ed approach are evolving and there are a range of methods in practice in banks internationally. OPERATIONAL RISK MANAGEMENT IN THE CONTEXT OF INDIAN BANKING SECTOR: The Reserve Bank of India is the regulator and supervisor of the banking system in India and is entrusted with the task of framing the capital adequacy guidelines for banks in India under Basel II.Public sector banks, where the Government of India is the major shareholder, dominate the Indian banking system, accounting for nearly three-fourths of total assets and income. These banks are large and very old banks, operating through thousands of branches spread all over the country. The new private sector banks are fully automated from day-one and operate like other high-tech foreign banks. The private sector banks have grown rapidly since the onset of reforms and have increased their share in total assets of the banking industry, whereas the public sector banks have witnessed shrinkage in their market share.The public sect or banks have only recently started automating their processes and operations. This transition has posed significant challenges in the management of operational risk to the banks as introduction of new technology and complete overhauling of the existing systems requires a re-engineering of business processes, training of manpower, audit in a computerized environment and other related operational risk challenges. The new generation private sector banks on the other hand have to deal with the risks arising from growth at a scorchingpace.WiththereformsintheIndianbankingsectorand banks being allowed to access new markets and sophisticated products, the Reserve Bank of India has also been repeatedly advising the banks to have in place an effective and resilient control framework in place to manage operational risks. Specific guidance on management of operational risk has also been issued as per which some banks; especially the larger and internationally active banks are expected to move along the range towards more sophisticated pproaches as they develop more sophisticated operational risk management systems and practices which meet the prescribed qualifying criteria. Conclusion: ManagingOperationalRiskisemergingasanimportantelement of sound risk management practice in modern day banks in the wake of phenomenal increase in volume of transactions, high degree of structural changes and complex technological support systems. RBI expects all Indian banks to strengthen their operation risk management system and to INDIAN JOURNAL OF APPLIED RESEARCH X 7 ReseaRch PaPeR e in readiness to graduate to more sophisticated approaches of operational risk management under Basel norms. In order to derive maximum gains banks need to gear up efforts for speedy and effective implementation of comprehensive Volume : 3 | Issue : 1 | January 2013 | ISSN – 2249-555X operational risk management frameworks and thereby bring more efficiency, transparency, profitability and sustainabi lity into their operations. REFERENCE Reserve Bank of India, Department of Banking Operations and Development, Central Office, Mumbai, (2005), â€Å"Draft guidance note on management of operational risk†, 2.Basel Committee on Banking Supervision (August, 2003) â€Å"The Joint Forum Operational risk transfer across financial sectors†, 3. Usha, Janaki, Raman, (2008) â€Å"Operational Risk Management in Indian Banks in the Context of Basel II: A Survey of the State of Preparedness and Challenges in Developing the Framework†, 4. Rao, D, Tripati and Ghosh, Prodipta, (2008) â€Å"Preparedness of Indian Banks in Managing Operational Risk†, 5. Kale, Ketan and Agarwal, Mohit, Marsh India, (2011) â€Å"Operational Risk Mitigation & Basel II Accord – Challenges & Opportunities†. 8 X INDIAN JOURNAL OF APPLIED RESEARCH

Sunday, September 15, 2019

Learning Environments Essay

The education system we follow today began about 300 years ago. The aim was to facilitate standardisation amongst people who would function efficiently as apprentices. The system served its purpose towards practical outcomes very well, to that time. It became progressively more and more competitive. Schools focused on rote based learning aimed at numerical scores, with less focus on aspects like critical thinking, analytical approach, creative thinking etc. Students were pushed through this system under tremendous stress with little room for imagination, out of the box thinking, spontaneous decision making, leadership qualities etc. Only a smaller percentage of students were able to come through this system with such abilities fully developed. The system has not changed significantly in its methodology and purpose over a period of time. Thus, the present day system is less than adequate to bring out the full potential of young and creative students who do not cope with the rote regim e. Educational institutions should prepare and equip young minds to seek knowledge in a rational and scientific manner. It should also facilitate progressive growth of their intellect, creative and critical thinking and their ability to apply the knowledge gained. Recent study shows the increase in number of students dropping out of schools. Non affordability, lack of interest, inability to cope with the syllabus are some reasons why students drop out of school (1). On closer examination it will not be difficult to find many useful talents in these students branded as dropouts. There is a need to identify and nurture them for them to be grown in a positive manner. It is important that these students get due attention and care. It is important for these students to be able to choose a dignified career and excel in their field. Therefore, there is a need to take a look on how education and learning is perceived today and seek alternatives that could help in improvement. SIGNIFICANCE OF THE STUDY The number of school dropouts in India is not small. In a study in 2010, Reddy and Sinha? stated that of the more than 27 million children in India, who joined in Class I in 1993, only 10 million of them reached Class X, which is only about 37% of those who entered the school system and in more than half the states, only 30% of children reached Class X. With the implementation of RTE, of course, there has been a gradual decline in the annual average dropout rate from 9.1 in 2009-2010 to 6.9 in 2010-114 but there have been more children dropout in 2010-11 as compared to 2009-2010 in 10 out of the 30 states where RTE has been notified, including progressive states like Tamil Nadu and Gujarat that had increased dropout ratio from 0.1% to 1.2% and 3.9% to 4.3% respectively in 2009-10 and 2010-115 (2). According to IANS report (New Delhi, November 14, 2013), the dropout rate of 2013 was 43%. They also state that the quality of education continues to remain a matter of concern, both in terms of infrastructure as well as teaching and learning outcomes. Recent st udy shows that the dropout rate in India is dependent on factors like: 1. Family economic circumstances are important to meet the hidden and upfront costs of schooling, failure of which leads to many temporary as well as permanent dropouts of children. Hidden costs of schooling include opportunity cost, travel cost, uniform, daily expenditures, while upfront costs include admission fee, examination fee, tuition fees etc. 2. Poor quality education is another important cause of school dropout. Sen’s capabilities approach highlights poor quality education as a primary driver of school drop-out. 3. Failure to find a conducive social environment in school is also causes dropout. In 2001 Robert Croninger and Valerie E. Lee found lower dropout rates in schools where students report receiving more support from teachers for their academic work and where teachers report that students receive more guidance about both school and personal matters. 4. Dropout decision also depends upon the academic performance of the student. Poor school performance, low attendance and late enrolment are likely to be signals for teachers that children with these characteristics are more likely to drop out. In another study, Amit Choudhury in 2006 found attitude towards education as an important determinant of school dropout. Prof. Amartya Kumar Sen, Nobel laureate in Economics of 1998, has also pointed out that for sustainable development even the poorest of the poor should be provided proper education and accordingly steps have to be taken to bring primary education to the  doorsteps of the rural people, since more than 75 per cent of Indians live in rural areas. Despite many measures for attainment of Education for All (EFA) goals of the new millennium, there, however, have been high rate of school dropouts in India. Thus we see that school dropout is caused by many factors. Among many factors, some have greater influence as compared to the others. Possible suitable initiatives are required for mitigating this problem. Policy options, among others, include – elimination of poverty, improvement of school infrastructures, increased numbers of trained teachers, and adaptation of a curriculum that cater to the present needs and so on. The govt. has now taken initiatives like Mahila Samakhya Scheme, provided quotas in various institutes etc. to make sure education is available to a large no of people. These programs and schemes mainly help in increasing the overall literacy rate of our country. Over the years it is found that students merely learn how to answer questions from an exam point of view. Understanding the information in a way that they use it in their daily life is not taught. Therefore, even though children go through the process of schooling, not many can be actually called educated. The Sarva Shiksha Abhiyan (or the National Program for Universal Elementary Education) has initiated the Activity Based Learning (ABL) as a concept for primary level education in the corporation schools. This scheme has also been introduced in the Panchayat Union Schools. The ABL approach is unique and effective to attract out-of -school children to schools/AIE centers. The teachers who are involved in implementing this me thod have developed activities for each learning unit which facilitated readiness for learning, instruction, reinforcement and evaluation. ABL has transformed the classrooms into hubs of activities and meaningful learning. Hence there is a direct relation to the facilities design requirements for such emerging pedagogies. Education is now becoming a way to teach the child how to learn and express in a way that is fulfilling to his being. Therefore it is important for educators and designers to collaborate and create conducive learning environments. AIM: This thesis aims at making education a more meaningful experience for students (dropouts). OBJECTIVE OF THE STUDY To develop a publically available space in to an informal learning space. This space will be accessible to children of different age groups and income groups. or The study seeks to explore factors that facilitate quality learning and suggest a design for such learning spaces or institutions Attempt to study the psychology of the user. Attempt to study the effect of architectural elements (such as, light, volume of spaces, colours, materials etc.) on learning environments. STUDY QUESTIONS How can architecture contribute to develop an unconventional (replace this word) learning environment? DEFINITIONS Learning Environment: The term environment denotes the totality of the surroundings and conditions in which something or someone lives or functions. A discussion about learning environments starts with a physical space, a virtual equivalent, or at least a set of organizational principles that had their origins in a conventionally space-influenced model. Whether a classroom, an island in a virtual domain, or a chat room in a learning management system (LMS), this core place features connections to other places and resources. These might be other learning spaces, but they are also likely to be places outside the educational world. A learning environment consists of a wide set of features that affect learning. The idea of a learning environment implies a setting where intentions and design cannot account for everything that happens; some elements escape control or are at least unintended. Environment, then, is a mix of the deliberate and the accidental, the conjunction of planned and unanticipated events. Sp ace becomes environment when it is stretched to include a broader sense of place, as well as the people who participate and the culture in which these elements are situated. Since students spend several hours of their day at school, it is important that they relate to this space emotionally and physically. The learning environment and methodology followed must nurture creativity and intellectual thinking of students to the fullest of their potential. Informal Learning: Informal learning is, by default, any learning that is not formal learning. For all learners this includes heuristic language building, socialization, enculturation, and play. Informal learning is a persistent and pervasive ongoing process of student-centered learning via participation or learning via knowledge creation, in contrast with the traditional view of teacher-centered learning via acquisition. Self-directed learning: â€Å"In its broadest meaning, ’self-directed learning’ describes a process by which individuals take the initiative, with our without the assistance of others, in diagnosing their learning needs, formulating learning goals, identify human and material resources for learning, choosing and implement appropriate learning strategies, and evaluating learning outcomes.† (Knowles, 1975, p. 18) Of primary concern in this definition of SDL is the fact the learner takes 1) The initiative to pursue a learning experience, and 2) The responsibility for completing their learning. Once the initiative is taken, the learner assumes complete responsibility and accountability for defining the learning experience and following it through to its conclusion. This does not preclude input from others, but the final decision is the learner’s. Self-direction does not mean the learner learns alone or in isolation. While, that may be the case in any given learning situation, the critical factor here, again, is the fact the learner is driving the total learning experience, beginning with recognizing a need to learn. METHOD OF STUDY The inquiry on learning environments is organized in two phases. The first phase develops through a literature search on alternative pedagogy that gathers a comprehensive understanding on the various pedagogical and theoretical works relating to learning. This chapter is followed by a discourse among educators and architects on learning environment and the architectural response to educational facilities design. A logical argumentative research is done trying to associate these statements with learning environments. The second phase explores selected case studies that help contextualize the above data and draw inferences to support the argument. The last chapter in this study builds on the findings and the analyses of the previous chapters to discuss the environmental factors related to learning, thereby defining the premise for the final architectural design solution. Sandstone is locally available (Delhi). This makes transportation easy. It is mostly used to clad surfaces and has a very neutral tone. In Delhi, use of sandstone is very common. You would find it used in colonial buildings, Mughal buildings and even on pathways. The material has a slight matt-finish and generally creates a very warm ambience. Exposed Brick: this material has a matt-finish. Bricks can be used to create various patterns in the wall. Ar. Laurie Baker used exposed bricks for low cost building. It is warm in nature and creates excitement when used with a splash of colours in certain places. References: 1. International Research Journal of Social Sciences, Vol. 1(4), 28-35, December (2012) School Dropout across Indian States and UTs: An Econometric Study 2. International Research Journal of Social Sciences, Vol. 1(4), 28-35, December (2012) School Dropout across Indian States and UTs: An Econometric Study Material Used: Walls: exposed brick / rammed earth Floor: terracotta tiles / kota stone / sandstone